Terms & Conditions

Last updated: June 2026 • Placeholder content — replace with final legal copy.

1. Acceptance

By using ZRo Pe you agree to these terms. ZRo Pe is a management platform and does not itself lend money or guarantee any outcome.

2. Payments

Payments are processed through configured payment partners. Amounts and any fees are shown transparently before you confirm.

3. Rewards

Reward points and coupons are provided at our discretion and are governed by program rules. Points hold no monetary value unless explicitly stated.

4. Acceptable use

You agree not to misuse the platform, attempt unauthorised access, or manipulate reward balances.

Placeholder content — replace with your finalised Terms & Conditions.